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Entries for 'Jan Schawe'

Excess liability insurance, Why You Need it.

Posted by Jan Schawe on Thursday, June 06, 2019 in Business

Posted By:
Jan Schawe

Excess liability insurance (ELI), more commonly known as umbrella insurance, is one of the most important types of insurance your company can buy. It protects your business from holes or limits in existing policy coverage as ...
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Cyber Security for Small Businesses

Posted by Jan Schawe on Thursday, June 06, 2019 in Business

Posted By:
Jan Schawe

Don’t Equate Small with Safe Despite significant cybersecurity exposures, 85 percent of small business owners believe their company is safe from hackers, viruses, malware or a data breach. This disconnect is largely du...
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When is a Workers' Compensation Claim Compensable?

Posted by Jan Schawe on Thursday, June 06, 2019 in Employee Benefits

Posted By:
Jan Schawe

Compensable workers’ compensation claims have specific characteristics that will help you determine if and when an injury is covered. Requirements The claim must meet all five of these requirements in order to...
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The Recipe for Grilling Safely

Posted by Jan Schawe on Thursday, June 06, 2019 in Home / Auto

Posted By:
Jan Schawe

To avoid becoming a grilling mishap statistic, we’ve cooked up the following safety precautions: Do not let children and pets play near the grilling area when cooking until the grill is completely cool. Plac...
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Insuring Your Teen Driver

Posted by Jan Schawe on Thursday, June 06, 2019 in Home / Auto

Posted By:
Jan Schawe

Policy Options Rather than setting up an independent policy for your teen driver, consider adding them as an additional driver on your Auto insurance policy. Typically, this is the most cost-effective option. Also, if you ...
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Preparing a Business for Disaster

Posted by Jan Schawe on Monday, April 08, 2019 in Business

Posted By:
Jan Schawe

Disasters can occur at any time and completely interrupt a business’s progress, potentially causing significant setbacks that threaten the health of the organization. Although disasters are often unpredictable, it is po...
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E&O Insurance for General Contractors

Posted by Jan Schawe on Monday, April 08, 2019 in Business

Posted By:
Jan Schawe

Almost every contractor carries some form of general liability coverage. While these policies can provide much-needed protection for bodily injury and property damage claims that occur as the result of a contractor’s wo...
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Posted By:
Jan Schawe

The Federal Emergency Management Agency (FEMA) is expected to unveil significant changes to the National Flood Insurance Program (NFIP) on March 25, 2019. The changes, which alter the way homeowners are charged for flood risk...
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Spring HVAC Filter Maintenance

Posted by Jan Schawe on Monday, April 08, 2019 in Home / Auto

Posted By:
Jan Schawe

Your home’s heating, ventilation and air conditioning (HVAC) system keeps the air in your home clean and free of pollutants. However, you need to keep your HVAC system’s filter cleaned and maintained regularly so ...
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Commute Safely While Biking

Posted by Jan Schawe on Monday, April 08, 2019 in Home / Auto

Posted By:
Jan Schawe

As temperatures start to rise, many commuters may consider using a bike instead of their cars. Biking is a great way to get exercise, and can help you save money on gas. In fact, the average person spends nearly $9,000 a year...
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